Mortgage Basics

Jump in and get an overview on common mortgage terms

House investment elements and planning tools

Application Checklist

Applying for a mortgage can seem like a daunting and scary process. To help, we’ve created a checklist of things for you to compile, complete and acknowledge before…

Person thinking of buying or selling a house

Credit

Credit history is a recorded file of past and current credit that is utilized to compile a credit score. Read about credit, how it works, how to improve your score.

Coins, key, and mortgage application document

Closing Costs

A closing cost is a payment required to finalize a home loan and is separate from a down-payment. Read about closing cost, their purpose, how you can pay them.

Couple discussing with real estate agent

Appraisals

An appraisal is an estimate of a property’s fair market value and is required by a lender to ensure the loan amount is not more than the property value.

Closeup of person filling out mortgage form

Application Checklist

Applying for a mortgage can seem like a daunting and scary process. To help, we’ve created a checklist of things for you to compile, complete and acknowledge before…

House key with coins and calculator on table

Credit

Credit history is a recorded file of past and current credit that is utilized to compile a credit score. Read about credit, how it works, how to improve your score.

Family admiring new home from behind

Closing Costs

A closing cost is a payment required to finalize a home loan and is separate from a down-payment. Read about closing cost, their purpose, how you can pay them.

Realtor making a deal with client in office

Appraisals

An appraisal is an estimate of a property’s fair market value and is required by a lender to ensure the loan amount is not more than the property value.

Start Your Homeownership Journey Today

Take the first step toward owning your dream home. Our expert team is here to guide you with personalized mortgage solutions. Let’s make homeownership a reality—contact us today!